import numpy as np
import pandas as pd

services = ['Минуты', 'СМС', 'Мбайты']
packs_names = ['«За рулём»', '«В метро»']
packs = np.array([
    [20, 5],
    [2, 5],
    [500, 1000]])

clients_packs = np.array([
    [1, 2],
    [2, 3],
    [4, 1],
    [2, 3],
    [5, 0]])

print('Пакеты')
print(pd.DataFrame(clients_packs, columns=packs_names))
print()

clients_services = np.dot(packs, clients_packs.Tpacks) # < напишите код здесь >

print('Минуты, СМС и Мбайты')
print(pd.DataFrame(clients_services.T, columns=services))
print()